Insurance Tips

Ways to Save on Life Insurance Premiums
  • Buy Life Insurance when you are young
  • Buy the right amount of coverage and the right length of Term Life Insurance
  • Make sure you deal with a licensed provider who covers all underwriting criteria in case you fall under one or more risk factors
  • Ask for discounts if you intend to pay your premium annually, or monthly via electronic fund transfer
  • Review your Life Insurance policy at regular intervals

 

Tips to save on Homeowner’s Insurance
  • You must speak to a reliable insurance expert to know how much coverage you need. There is no need to pay excess amount if you know what is essential to be covered under a homeowner’s insurance policy
  • Install electronic security alarms to reduce the cost of insurance
  • Ask for a deductible if your home is made of fire resistant material

 

Tips to save on Auto Insurance
  • Keep your driving record clean. The more faults you make, the higher the premium
  • Installing security devices such as car alarms, air bags, and other safety devices will generally lower your premium
  • Raising your deductible can help you lower your premium amount. But you should be ready to pay more out-of-pocket if you meet with an accident.

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You need insurance coverage, be it to protect your home, auto, business, the future of your loved ones, or a variety of other needs. Schedule an appointment today with our insurance expert.

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About DJam Insurance

Djam Insurance Brokerage Inc. is an independently owned storefront in the heart of Queens, New York. We have 25 years experience where we strive in taking care of what is important to you.

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You guys have cut our health insurance premiums substantially while providing us better coverage. I couldn't have asked for a better deal!

- John Rambo, Flushing, NY

I would like to thank you guys for helping me get my home insured. I now feel protected. Great offering, competitive pricing, excellent service!

- Mike Foster, Flushing, NY

I wanted to take the time to THANK YOU for all that you have done for me over these past two weeks! You are amazing and always recieve my highest recommendation and praise!  You are an amazing person who really cares about her clients, that is so rare these days and I just really wanted to thank you for all your help and support! It means alot to me!

- Mary, Queens, NY

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